Terms of Use

A. About this website

pojuru-tirido.info is an informational and educational website operated by Pojuru Tirido, located at Ignacego Paderewskiego 65, Katowice, Poland. The purpose of this website is to provide information about our online financial literacy courses for adults. All content on this site is educational in nature.

B. No financial advice

Nothing on this website constitutes financial advice, investment advice, tax advice, or any other form of regulated advice. The educational content we provide is for general informational purposes only. It describes concepts, frameworks, and approaches to personal financial organisation. Any decisions you make based on information found on this site are your own responsibility.

If you require personalised financial advice, we encourage you to consult a qualified and licensed financial professional.

C. Use of this website

You may use this website for personal, non-commercial purposes only. You agree not to:

• Copy, reproduce, or redistribute our content without written permission
• Use automated tools to scrape, crawl, or extract data from this website
• Attempt to gain unauthorised access to any part of our systems
• Use this website for any unlawful purpose or in a way that could damage or impair its operation
• Misrepresent your identity or affiliation when contacting us

D. Intellectual property

All content on this website, including text, images, course descriptions, design, and code, is the property of Pojuru Tirido and is protected by Polish copyright law (ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych, Dz.U. 1994 Nr 24 poz. 83, as amended) and applicable European Union intellectual property regulations. You may not reproduce or use our content without prior written consent.

Brief quotations for editorial or educational purposes are permitted provided that proper attribution is given and a link to this website is included.

E. Accuracy of information

We make reasonable efforts to keep the information on this website accurate and current. However, we do not make any representations or warranties, express or implied, about the completeness, accuracy, or suitability of this content for any particular purpose. Content may change without notice.

F. External links

This website may contain links to third-party websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage arising from your use of them.

G. Limitation of liability

To the extent permitted by applicable Polish law, Pojuru Tirido is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information contained here. This includes, without limitation, any errors or omissions in content, or any interruption or unavailability of the website.

H. Governing law

These Terms of Use are governed by the laws of Poland. Any disputes arising in connection with these terms shall be subject to the jurisdiction of the competent courts in Poland. Where applicable, consumers residing in other EU member states retain the protection of mandatory provisions of the law of their country of residence.

I. Changes to these terms

We may update these Terms of Use from time to time. The revised terms will be published on this page with an updated "Last updated" date. Continued use of the website after changes are published constitutes acceptance of the revised terms.

J. Contact

Questions about these terms can be directed to us at [email protected] or in writing to Ignacego Paderewskiego 65, Katowice, Poland.